Your phone buzzes. You check your balance. And for a moment, you let yourself imagine what an extra $1,745 would mean—groceries, rent, breathing room. That is the exact figure circulating through Washington right now, tied to a promise that has millions of Americans refreshing their banking apps with a mixture of hope and skepticism. But before you start planning how to spend it, you need to understand what stands between that promise and your… Continue reading…
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