I got into my car without giving them the satisfaction of one more argument. My hands were steady when I started the engine, but my mind was already moving faster than the Texas heat rising off the pavement.
Before I even reached the end of the road, my phone rang.
It was the bank investigator.
His voice was calm, professional, almost too clean for the mess he was about to describe. He confirmed what I already suspected: a forty-two-thousand-dollar loan had been taken out in my name.
Then he paused.
“Captain Hayes,” he said carefully, “that is not the full extent of the activity.”
My grip tightened around the steering wheel.
He explained that my identity had also been used to secure federal grants, private loans, and business financing connected to Kyle’s startup. The total exposure was more than six hundred thousand dollars.
For one breath, the world went quiet.
Then something inside me turned cold.